Last Updated: May 28, 2025
Welcome to Affordable Home Calculator ("we," "us," or "our"). By accessing or using our website at www.affordablehomecalculator.com (the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree with these Terms, please do not use the Site.
The Site provides educational tools and resources, including calculators for home affordability, mortgage information, and land purchase estimates. These tools are intended to assist users in understanding potential costs associated with home and land purchases, aiming for housing expenses to be approximately 25% of income. All calculations and information provided are estimates for informational purposes only and do not constitute financial advice.
You must be at least 18 years old to use the Site. By using the Site, you represent and warrant that you meet this eligibility requirement and have the legal capacity to enter into these Terms.
You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not:
The Site is an educational tool and does not provide financial, legal, or professional advice. Calculations and estimates are based on user inputs and publicly available data, such as mortgage rates from Freddie Mac PMMS and property tax rates from API Ninjas. We are not responsible for the accuracy of these estimates or for any financial decisions you make based on the Site’s outputs. Consult a qualified financial advisor, lender, or real estate professional before making any financial decisions.
All content on the Site, including text, graphics, logos, calculators, and software, is the property of Affordable Home Calculator or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may use the Site for personal, non-commercial purposes only. Any unauthorized use of the Site’s content may violate intellectual property laws.
The Site may use third-party services (e.g., Freddie Mac PMMS, API Ninjas) to provide data for calculations. We are not responsible for the accuracy, availability, or reliability of these third-party services. The Site may also contain links to third-party websites. These links are provided for convenience, and we do not endorse or control the content of these sites. Your use of third-party websites is at your own risk and subject to their terms and policies.
We use cookies to personalize ads and improve your experience, as described in our Privacy Policy. By using the Site, you consent to the use of cookies unless you decline via the cookie consent popup. Advertisements displayed on the Site are provided by third-party ad networks, and we are not responsible for their content or accuracy.
To the fullest extent permitted by law, Affordable Home Calculator and its affiliates, officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, including but not limited to errors in calculations, reliance on estimates, or interruptions in service. Our total liability for any claim related to the Site will not exceed $100.
The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of accuracy, reliability, or fitness for a particular purpose. We do not guarantee that the Site will be error-free, secure, or uninterrupted.
You agree to indemnify, defend, and hold harmless Affordable Home Calculator and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising out of your use of the Site, violation of these Terms, or infringement of any third-party rights.
We may update these Terms from time to time. The updated Terms will be posted on this page with a revised "Last Updated" date. Your continued use of the Site after such changes constitutes your acceptance of the revised Terms.
We reserve the right to suspend or terminate your access to the Site at our sole discretion, without notice, for any reason, including violation of these Terms.
These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict of law principles. Any disputes arising under these Terms will be resolved in the state or federal courts located in Delaware.
By using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.